Ron "The Bear" Barakett

How to Negotiate Closing Costs on Bundled Golf Naples FL Real Estate

Let’s face it, we all shop for the best deals we can get for our money.  Why should our closing costs be any different? Here are a few tips on how to negotiate good terms for the closing costs on your Bundled Golf Naples FL real estate.

TIP #1:  Shop lenders to get a lower interest rate on the mortgage for your Bundled Golf Naples FL real estate.
It is not unheard of to approach your lender and simply ask for a better rate.  The worst that can happen is to be told no.  The best rates go to those with the best credit scores.  If your credit score is not at its best, improve your credit score so you can qualify for a better interest rate.

TIP #2:  Negotiate lending fees.
All lenders charge fees for things like loan origination and filling out paperwork.  Although the lending fees are negotiable, most buyers don’t know it.

Ask for justification for each lender fee.  If a lender fee cannot be waived or reduced, ask if it can be credited toward closing costs.

Realize there are some fees that are not negotiable, such as taxes, recording fees and prorated interest.

TIP #3:  Pick your own title company.
Most buyers don’t realize they have a choice when purchasing title insurance.  Although the policies are pretty standard, the cost can vary.

For more ideas on how you can reduce closing costs on Bundled Golf Naples FL real estate, feel free to call me at 239/850-1366 or email me at Ron@AskTheBear.com.

Ron@AskTheBear.com